Our bank and mortgage reports provide comprehensive financial verification services through detailed investigation of banking relationships, mortgage histories, and financial transactions. We access specialized databases and public records to compile accurate financial profiles and provide detailed borrowing exposure.

These reports are essential for due diligence, legal proceedings, and risk assessment. We verify account histories, loan applications, payment records, and financial standing to provide clients with reliable in-depth and precise information for decision-making.

The data is supplied legally and compliantly and is fully disclosable in court if required.

• Bank Account Identification
• Bank Account Status and Balances (negative balances only)
• Mortgage Account Identification
• Mortgage Borrowing, Balance and Status
• Credit Card Identification
• Credit Card Balance and Status
• All Loans/Finance/HP Data
• Credit Search and Verification History
• Financial Associations

Applicatons of the Personal Credit Intelligence Report (PCR):

Tenancy Fraud

Identify to which address/es the search subject’s bank accounts, mortgage accounts, credit cards, loans and u&tiity accounts are registered (ie: proofs of residence).

Tracing

A specialist deep-dive to confirm current address of evasive or data-manipulative subjects. Pivotal when a subject is adept at maintaining/creating digital consumer footprints at addresses where they do not/no longer physically reside.

Debt Recovery

A specialist financial deep-dive to identify:

• All UK bank accounts for recovery consideration;

• The balance of mortgages recorded against a property title, to evaluate the level of recoverable equity;

• A full UK borrowing exposure to assess posi&on prior to recovery proceedings.