Our Bank Account & Mortgage Account Reports are essential for due diligence, legal proceedings, and risk assessment. We verify account histories, loan applications, payment records, and financial standing to provide clients with reliable in-depth and precise information for decision-making.
The data is supplied legally and compliantly and is fully disclosable in court if required.
With trusted and exclusive relationships with credit-data controlling agencies, we provide a detailed breakdown of:
• Bank Account Identification
• Bank Account Status and Balances (negative balances only)
• Mortgage Account Identification
• Mortgage Borrowing, Balance and Status
• Credit Card Identification
• Credit Card Balance and Status
• All Loans/Finance/HP Data - Borrowing, Payments and Balances
• Credit Search and Verification History
• Financial Associations
Applicatons of the Personal Credit Intelligence Report (PCR):
Tenancy Fraud
Identify to which address/es the search subject’s bank accounts, mortgage accounts, credit cards, loans and u&tiity accounts are registered (ie: proofs of residence).
Tracing
A specialist deep-dive to confirm current address of evasive or data-manipulative subjects. Pivotal when a subject is adept at maintaining/creating digital consumer footprints at addresses where they do not/no longer physically reside.
Debt Recovery
A specialist financial deep-dive to identify:
• All UK bank accounts for recovery consideration;
• The balance of mortgages recorded against a property title, to evaluate the level of recoverable equity;
• A full UK borrowing exposure to assess posi&on prior to recovery proceedings.
